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How Bengal train accident people will get Rs 10 lakh insurance claim, here’s the detail

Sagar Patel

By Sagar Patel

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The Kanchenjunga Express derailed after being hit by a goods train in Siliguri, Bengal, on the morning of June 17, killing eight people on the spot and injuring many others. This train was going from Agartala in Tripura to Sealdah station in Kolkata, when this accident occurred. We tell you that due to this horrible collision, at least two coaches of the Kanchenjunga Express derailed. The accident took place in Rangapani area of ​​Siliguri, which is about seven kilometers from New Jalpaiguri station in north Bengal.

Now the question is, will the people who died in this train accident get money from the Railways? If you succeed, how much money will you get? How much insurance cover is provided by Railways in case of any incident occurred during the journey, the people who have added this insurance to their ticket while booking the train ticket, how much they would have had to spend separately and the terms and conditions under that. In today’s story we are going to talk about this.

Who will receive the insurance claim?

If you are traveling by train, you must know about this special insurance service, where you can get a cover of Rs 7 to Rs 10 lakh by spending just 45 paise. When booking the ticket, the passenger has the option of taking out travel insurance or not. For this, a nominal amount of 45 paise is deducted. This means that all 8 passengers died in this accident. If someone adds this coverage to their ticket, the insurance company will give them an amount up to Rs 10 lakh.

How much does it cost to buy the cover?

If a passenger is injured in a train accident, he gets an insurance cover of Rs 7.5 lakh. Also, for hospital treatment, treatment worth Rs 2 lakh is free. At the same time, if the passenger dies or becomes disabled, his family gets an insurance cover of Rs 10 lakh. Let us tell you that only those people who have taken insurance worth 45 paise can claim this insurance. Let us tell you that while booking the ticket, you must fill in the nominee’s details correctly. The option to fill in these details is available in the link sent to the email after booking the ticket. So, if you book tickets online yourself or through an agent, ask him to use his own email id so that you get a chance to enter the name of the nominee and do not face any problem in filing a claim in case of an accident . .

What is the method to make the claim?

If an accident ever occurs, all passengers who purchased travel insurance at the time of booking their tickets will be affected. You will get Rs 10 lakh under this insurance. However, the method of claiming it is different. The railways do not give this money, but the company that has taken out the travel insurance provides this insurance coverage.

Travel insurance is only available to passengers who have booked their tickets online. At the same time, all tickets booked on a PNR will get the benefit of travel insurance. Travel insurance is available only to those with confirmed tickets and RAC. The candidate or beneficiary must file a travel insurance claim within 4 months of the train accident. To do this you have to go to the company that has insured you and give your information. You will get your travel insurance in a few days.

Sagar Patel

Sagar Patel

I am Sagar Patel, specializing in business news reporting. With a keen focus on economic trends, market analysis, and corporate developments,

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